2009 Shareholder Review

Michael Chaney AO

BSc, MBA, Hon. LLD W.Aust, FAICD

Chairman since September 2005 and a non-executive Director since December 2004, Michael was Managing Director and Chief Executive Officer of Wesfarmers for more than 14 years. He is Chairman of Woodside Petroleum, Chairman of Gresham Partners Holdings and the Chancellor of the University of Western Australia.

Cameron Clyne

BA

Appointed Managing Director and Group Chief Executive Officer in January 2009, Cameron joined the Group in 2004. Most recently, he was CEO of Bank of New Zealand, where he delivered a strong operational performance in a challenging market. Prior to this, he spent 12 years with PricewaterhouseCoopers and led the company's financial services industry practice in the Asia Pacific.

Patricia Cross

BSc (Hons), FAICD

A non-executive Director since 2005 and Chairman of the Remuneration Committee, Patricia has more than 26 years experience in international banking and finance. She is a Director of Wesfarmers, QANTAS, Methodist Ladies College, Grattan Institute and the Murdoch Childrens Research Institute.

Daniel Gilbert AM

LLB

A non-executive Director since 2004, Daniel co-founded the leading law firm Gilbert + Tobin and has more than 30 years experience in commercial law.

Mark Joiner

ACA, MBA

An executive Director and Group Chief Financial Officer, Mark has been with NAB since 2006. Prior to this he held senior roles in finance and strategy with Citigroup and the Boston Consulting Group.

Paul Rizzo

BCom, MBA

A non-executive Director since 2004, Paul is Chairman of the Risk Committee. He has 39 years experience in banking and finance, is Chairman of the Defence Audit and Risk Committee for the Australian Government Department of Defence, and is a former Dean and Director of Melbourne Business School.

Jillian Segal AM

BA, LLB, LLM (Harvard), FAICD

A non-executive Director since 2004, Jillian has more than 20 years experience as a lawyer and regulator, including as a Commissioner and then Deputy Chair of the Australian Securities and Investments Commission. She was Chairman of the Banking and Financial Services Ombudsman Board, and is a Director of the ASX.

John Thorn

FCA, FAICD

A non-executive Director since 2003, John is Chairman of the Audit Committee. He was a partner of PricewaterhouseCoopers for more than 20 years during a 37-year career in professional services. He is a Director of Amcor, Caltex Australia and Salmat.

Geoffrey Tomlinson

BEc

A non-executive Director since 2000, Geoffrey was with the National Mutual Group for 29 years, including six years leading the organisation. He is the Chairman of Programmed Maintenance Services, a Director of Amcor, and also the Chairman of National Wealth Management Holdings, MLC, MLC Investments and MLC Wealth Management (subsidiaries of the Company).

Michael Ullmer

BSc (Maths) (Hons), FCA, SF Fin

An executive Director since 2004, Michael is Deputy Group CEO. He has more than 37 years experience in banking and finance. He is a Director of Fosters Group, and also a Director of BNZ and Great Western Bank and Chairman of JBWere (subsidiaries of the Company).

John Waller

BCom

A non-executive Director since 2009, John has more than 20 years experience in professional services with PricewaterhouseCoopers in New Zealand. He is a Director of a number of companies including Fonterra and Sky Network Television, and a member of the New Zealand Takeovers Panel. He is Chairman of Bank of New Zealand (a subsidiary of the Company).

Sir Malcolm Williamson

A non-executive Director since 2004, Sir Malcolm has 52 years experience in banking and finance in the United Kingdom and the United States with Barclays PLC, Standard Chartered PLC and Visa International. He is Chairman of Signet Jewelers Ltd. He is also Chairman of National Australia Group Europe Limited and Clydesdale Bank PLC (subsidiaries of the Company).